.tp2-tk-page{--tp2-tk-sticky-top:84px;--tp2-tk-field-border:#c9d3e0;--tp2-tk-on-navy:#d5dceb;--tp2-tk-on-navy-muted:#b8c3d6;--tp2-tk-owed:#ffcf87;--tp2-tk-credit:#86e0b0;font-size:16px}.tp2-tk-sr-only{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.tp2-tk-hero{padding-block:clamp(24px,3.4vw,40px) clamp(28px,3.6vw,44px)}.tp2-tk-crumbs{margin-bottom:clamp(22px,3vw,34px)}.tp2-tk-crumbs ol{flex-wrap:wrap;align-items:center;gap:6px 0;margin:0;padding:0;font-size:14px;line-height:1.4;list-style:none;display:flex}.tp2-tk-crumbs li{color:var(--tp2-muted);align-items:center;display:inline-flex}.tp2-tk-crumbs li+li:before{content:"/";color:#a4adbb;margin:0 10px}.tp2-tk-crumbs a{color:var(--tp2-muted);font-weight:500;text-decoration:none}.tp2-tk-crumbs a:hover{color:var(--tp2-cobalt);text-underline-offset:3px;text-decoration:underline}.tp2-tk-crumbs [aria-current=page]{color:var(--tp2-ink);font-weight:600}.tp2 .tp2-tk-title{letter-spacing:-.028em;max-width:21ch;margin-top:20px;font-size:clamp(2.25rem,1.4rem + 2.3vw,3.3rem);line-height:1.06}.tp2 .tp2-tk-lead{color:#46536a;max-width:62ch;margin-top:18px;font-size:18.5px;line-height:1.65}.tp2-tk-trust.tp2-ed-checklist{flex-wrap:wrap;gap:10px 26px;margin-top:22px;display:flex}.tp2-tk-trust.tp2-ed-checklist>li{color:#46536a;gap:8px;font-size:15px;font-weight:500;display:inline-flex}.tp2-tk-tool{padding-bottom:clamp(56px,7vw,96px)}.tp2-tk-wide-container{max-width:1380px;padding-inline:var(--tp2-gutter);margin:0 auto}.tp2-tk-panel{border:1px solid var(--tp2-hairline);border-radius:var(--tp2-radius-xl);background:#fff;min-width:0;padding:clamp(20px,3vw,36px);box-shadow:0 24px 64px #14243f12}.tp2-tk-calc{border:1px solid var(--tp2-hairline);border-radius:var(--tp2-radius-xl);background:#fff;box-shadow:0 30px 80px #14243f14}.tp2-tk-calc-grid{grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:clamp(24px,3vw,44px);padding:clamp(20px,3vw,40px);display:grid}.tp2-tk-calc-inputs,.tp2-tk-calc-results{min-width:0}@media (min-width:900px) and (min-height:600px){.tp2-tk-calc-results{top:var(--tp2-tk-sticky-top);align-self:start;position:sticky}.tp2-tk-calc-results>.tp2-tk-results{max-height:calc(100vh - var(--tp2-tk-sticky-top) - 16px);overscroll-behavior:contain;scrollbar-width:thin;scrollbar-color:#ffffff4d transparent;overflow-y:auto}}.tp2-tk-calc-below{padding:0 clamp(20px,3vw,40px) clamp(20px,3vw,40px)}.tp2 .tp2-tk-kicker{color:var(--tp2-cobalt);letter-spacing:.1em;text-transform:uppercase;margin:0 0 8px;font-size:13px;font-weight:700;line-height:1.4}.tp2 .tp2-tk-inputs-head h2{letter-spacing:-.015em;font-size:clamp(1.5rem,1.2rem + .9vw,1.95rem);line-height:1.2}.tp2 .tp2-tk-inputs-intro{color:var(--tp2-muted);margin-top:10px;font-size:16px;line-height:1.6}.tp2-tk-example-bar{background:var(--tp2-cobalt-soft);border-radius:12px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:8px 16px;margin-top:18px;padding:12px 14px 12px 16px;display:flex}.tp2 .tp2-tk-example-note{color:#233a66;flex:240px;max-width:none;font-size:14.5px;font-weight:500;line-height:1.5}.tp2-tk-example-actions{gap:4px;display:flex}.tp2-tk-text-button{min-height:40px;color:var(--tp2-cobalt);font:inherit;cursor:pointer;background:0 0;border:0;border-radius:8px;padding:0 12px;font-size:15px;font-weight:700}.tp2-tk-text-button:hover:not(:disabled){background:#fff}.tp2-tk-text-button:disabled{color:#7d8ba5;cursor:default}.tp2 .tp2-tk-text-button:focus-visible{outline-offset:1px;outline:3px solid #2e64d366!important}.tp2-tk-groups{gap:0;display:grid}.tp2-tk-group{border:0;border-top:1px solid var(--tp2-hairline);min-width:0;margin:28px 0 0;padding:26px 0 0}.tp2-tk-group-legend{float:left;align-items:center;gap:12px;width:100%;margin:0 0 18px;padding:0;display:flex}.tp2-tk-group-legend+*{clear:both}.tp2-tk-step{background:var(--tp2-navy);color:#fff;width:30px;height:30px;font-family:var(--tp2-font-display);font-variant-numeric:tabular-nums;border-radius:50%;flex:none;place-items:center;font-size:15px;font-weight:800;display:inline-grid}.tp2-tk-group-title{color:var(--tp2-ink);font-family:var(--tp2-font-display);letter-spacing:-.01em;font-size:19px;font-weight:700;line-height:1.3}.tp2 .tp2-tk-group-desc{clear:both;color:var(--tp2-muted);margin:-6px 0 18px;font-size:15px;line-height:1.55}.tp2-tk-group-fields{gap:24px;display:grid}@media (min-width:640px){.tp2-tk-group-fields-2{grid-template-columns:repeat(2,minmax(0,1fr));gap:24px 20px}}.tp2-tk-field{border:0;gap:0;min-width:0;margin:0;padding:0;display:grid}.tp2 .tp2-tk-label{color:var(--tp2-ink);font-family:var(--tp2-font-body);letter-spacing:0;text-transform:none;flex-wrap:wrap;align-items:baseline;gap:4px 10px;margin:0;padding:0;font-size:15.5px;font-weight:600;line-height:1.4;display:flex}.tp2-tk-optional{color:var(--tp2-muted);font-size:13.5px;font-weight:500}.tp2 .tp2-tk-hint{max-width:none;color:var(--tp2-muted);margin:4px 0 0;font-size:14px;line-height:1.5}.tp2-tk-control{border:1.5px solid var(--tp2-tk-field-border);height:52px;transition:border-color var(--tp2-transition), box-shadow var(--tp2-transition);background:#fff;border-radius:10px;align-items:stretch;margin-top:10px;display:flex;position:relative;overflow:hidden}.tp2-tk-control:hover{border-color:#9fb0c6}.tp2-tk-control:focus-within{border-color:var(--tp2-cobalt);box-shadow:0 0 0 4px #2e64d32e}.tp2 .tp2-tk-input{width:100%;min-width:0;height:100%;color:var(--tp2-ink);font-family:var(--tp2-font-body);font-variant-numeric:tabular-nums;box-shadow:none;background:0 0;border:0;border-radius:0;outline:none;flex:auto;margin:0;padding:0 14px;font-size:17px;font-weight:500;line-height:1.2}.tp2 .tp2-tk-control .tp2-tk-input:focus-visible{outline:none!important}.tp2-tk-input::placeholder{color:#8592a6;opacity:1}.tp2-tk-adorn{background:var(--tp2-cloud);color:#46536a;white-space:nowrap;-webkit-user-select:none;user-select:none;flex:none;align-items:center;padding:0 14px;font-size:16px;font-weight:600;display:inline-flex}.tp2-tk-adorn-prefix{border-right:1px solid var(--tp2-border)}.tp2-tk-adorn-suffix{border-left:1px solid var(--tp2-border)}.tp2-tk-control.has-prefix .tp2-tk-input{padding-left:14px}.tp2 .tp2-tk-select{appearance:none;cursor:pointer;padding-right:44px}.tp2-tk-select-chevron{color:var(--tp2-muted);pointer-events:none;position:absolute;top:50%;right:16px;transform:translateY(-50%)}.tp2 .tp2-tk-input[type=date],.tp2 .tp2-tk-input[type=month]{padding-right:10px}.tp2-tk-field.is-invalid .tp2-tk-control{border-color:var(--tp2-danger)}.tp2-tk-field.is-invalid .tp2-tk-control:focus-within{box-shadow:0 0 0 4px #9b3b3429}.tp2 .tp2-tk-error{max-width:none;color:var(--tp2-danger);align-items:flex-start;gap:8px;margin:8px 0 0;font-size:14px;font-weight:600;line-height:1.45;display:flex}.tp2-tk-error svg{flex:none;margin-top:2px}.tp2 .tp2-tk-field-note{max-width:none;color:var(--tp2-muted);margin:8px 0 0;font-size:14px;line-height:1.5}.tp2-tk-choice-options{border:1.5px solid var(--tp2-tk-field-border);background:var(--tp2-cloud);border-radius:12px;flex-wrap:wrap;gap:4px;margin-top:10px;padding:4px;display:flex}.tp2-tk-choice-option{color:#46536a;text-align:center;cursor:pointer;min-width:max-content;min-height:44px;transition:background var(--tp2-transition), color var(--tp2-transition);border-radius:8px;flex:1 1 0;justify-content:center;align-items:center;padding:0 16px;font-size:15.5px;font-weight:600;display:inline-flex;position:relative}.tp2-tk-choice-option input{opacity:0;cursor:pointer;width:100%;height:100%;margin:0;position:absolute;inset:0}.tp2-tk-choice-option:hover{color:var(--tp2-ink)}.tp2-tk-choice-option.is-selected{color:var(--tp2-navy);background:#fff;box-shadow:0 1px 3px #14243f24}.tp2-tk-choice-option:has(input:focus-visible){box-shadow:0 0 0 3px #2e64d359}.tp2 .tp2-tk-choice-option input:focus-visible{outline:none!important}.tp2-tk-check{border:1.5px solid var(--tp2-tk-field-border);transition:border-color var(--tp2-transition), background var(--tp2-transition);background:#fff;border-radius:12px;gap:4px;padding:0 18px 0 0;display:grid}.tp2-tk-check.is-checked{border-color:var(--tp2-cobalt);background:#f5f8ff}.tp2-tk-check:has(input:focus-visible){box-shadow:0 0 0 4px #2e64d333}.tp2 .tp2-tk-check input{width:22px;height:22px;accent-color:var(--tp2-cobalt);cursor:pointer;margin:1px 0 0}.tp2 .tp2-tk-check input:focus-visible{outline:none!important}.tp2-tk-check-main{cursor:pointer;grid-template-columns:auto minmax(0,1fr);align-items:start;gap:14px;padding:16px 0 0 18px;display:grid}.tp2-tk-check-main:last-child{padding-bottom:16px}.tp2-tk-check-switch .tp2-tk-check-main{align-items:center}.tp2-tk-check-label{min-width:0;color:var(--tp2-ink);font-size:15.5px;font-weight:600;line-height:1.45}.tp2 .tp2-tk-check-hint{max-width:none;color:var(--tp2-muted);margin:0;padding:0 0 16px 54px;font-size:14px;line-height:1.5}.tp2 .tp2-tk-check-switch .tp2-tk-check-hint{padding-left:76px}.tp2 .tp2-tk-check-switch input{appearance:none;width:44px;height:26px;transition:background var(--tp2-transition);background:#b8c3d2;border-radius:999px;margin:0;position:relative}.tp2 .tp2-tk-check-switch input:before{content:"";width:20px;height:20px;transition:transform var(--tp2-transition);background:#fff;border-radius:50%;position:absolute;top:3px;left:3px;box-shadow:0 1px 3px #14243f40}.tp2 .tp2-tk-check-switch input:checked{background:var(--tp2-cobalt)}.tp2 .tp2-tk-check-switch input:checked:before{transform:translate(18px)}.tp2-tk-dependent{border-left:3px solid var(--tp2-cobalt-soft);gap:24px;padding:4px 0 4px 20px;display:grid}.tp2-tk-results{background:linear-gradient(160deg, var(--tp2-navy) 0%, #182c4f 100%);color:#fff;border-radius:20px;gap:22px;padding:clamp(24px,2.6vw,36px);display:grid;box-shadow:0 24px 48px #14243f2e}.tp2-tk-result-hero{gap:10px;display:grid}.tp2 .tp2-tk-result-label{color:#c9d6f5;align-items:center;gap:10px;max-width:none;font-size:16px;font-weight:700;line-height:1.3;display:inline-flex}.tp2-tk-result-dot{background:currentColor;border-radius:50%;width:10px;height:10px}.tp2 .tp2-tk-tone-owed .tp2-tk-result-label{color:var(--tp2-tk-owed)}.tp2 .tp2-tk-tone-credit .tp2-tk-result-label{color:var(--tp2-tk-credit)}.tp2 .tp2-tk-tone-neutral .tp2-tk-result-label{color:var(--tp2-cobalt-light)}.tp2 .tp2-tk-result-value{color:#fff;max-width:none;font-family:var(--tp2-font-display);font-variant-numeric:tabular-nums;letter-spacing:-.035em;overflow-wrap:anywhere;margin:0;font-size:clamp(3rem,2.2rem + 2.6vw,4.5rem);font-weight:800;line-height:1}.tp2-tk-result-hero.is-empty .tp2-tk-result-value{color:#7f8fab}.tp2 .tp2-tk-result-sentence{max-width:46ch;color:var(--tp2-tk-on-navy);font-size:16.5px;line-height:1.6}.tp2-tk-result-sentence strong{color:#fff;font-weight:700}.tp2-tk-stats{gap:10px;display:grid}.tp2-tk-stats-2{grid-template-columns:repeat(2,minmax(0,1fr))}.tp2-tk-stats-3{grid-template-columns:repeat(3,minmax(0,1fr))}.tp2-tk-stat{background:#ffffff0f;border:1px solid #ffffff1f;border-radius:12px;align-content:start;gap:4px;min-width:0;padding:14px 16px;display:grid}.tp2-tk-stat-label{color:var(--tp2-tk-on-navy);font-size:13.5px;font-weight:500;line-height:1.4}.tp2-tk-stat-value{color:#fff;font-family:var(--tp2-font-display);font-variant-numeric:tabular-nums;letter-spacing:-.015em;white-space:nowrap;font-size:clamp(18px,1.1rem + .5vw,23px);font-weight:700;line-height:1.2}.tp2-tk-stat-sub{color:var(--tp2-tk-on-navy-muted);font-size:13px;line-height:1.45}.tp2-tk-stat.is-highlight{background:#fff;border-color:#fff}.tp2-tk-stat.is-highlight .tp2-tk-stat-label,.tp2-tk-stat.is-highlight .tp2-tk-stat-sub{color:var(--tp2-muted)}.tp2-tk-stat.is-highlight .tp2-tk-stat-value{color:var(--tp2-navy)}.tp2-tk-result-actions{gap:16px;display:grid}.tp2 .tp2-tk-result-actions .tool-actions{gap:10px;margin:0}.tp2 .tp2-tk-results .tool-actions .tp2-btn{height:46px;color:var(--tp2-navy);background:#fff;border-color:#fff;border-radius:10px;flex:auto;padding:0 18px;font-size:15px}.tp2 .tp2-tk-results .tool-actions .tp2-btn:hover{border-color:var(--tp2-cloud);background:var(--tp2-cloud)}.tp2 .tp2-tk-results .tool-actions .tp2-btn:focus-visible{outline-offset:2px;outline:3px solid var(--tp2-cobalt-light)!important}.tp2-tk-result-actions>a{color:#fff;text-underline-offset:4px;justify-self:start;align-items:center;gap:8px;font-size:15.5px;font-weight:600;line-height:1.4;-webkit-text-decoration:underline #ffffff59;text-decoration:underline #ffffff59;display:inline-flex}.tp2-tk-result-actions>a:hover{color:var(--tp2-cobalt-light);text-decoration-color:currentColor}.tp2 .tp2-tk-result-actions>a:focus-visible{outline-offset:3px;border-radius:4px;outline:3px solid var(--tp2-cobalt-light)!important}.tp2 .tp2-tk-note{max-width:none;color:var(--tp2-tk-on-navy-muted);border-top:1px solid #ffffff24;padding-top:18px;font-size:14px;line-height:1.6}.tp2-tk-breakdown{border:1px solid var(--tp2-hairline);border-radius:var(--tp2-radius-lg);background:var(--tp2-paper-raised)}.tp2-tk-breakdown>summary{color:var(--tp2-ink);font-family:var(--tp2-font-display);cursor:pointer;justify-content:space-between;align-items:center;gap:16px;padding:20px 24px;font-size:19px;font-weight:700;line-height:1.3;list-style:none;display:flex}.tp2-tk-breakdown>summary::-webkit-details-marker{display:none}.tp2-tk-breakdown>summary:hover{color:var(--tp2-cobalt)}.tp2-tk-breakdown-chevron{color:var(--tp2-muted);transition:transform var(--tp2-transition);flex:none}.tp2-tk-breakdown[open] .tp2-tk-breakdown-chevron{transform:rotate(180deg)}.tp2 .tp2-tk-breakdown-intro{max-width:70ch;margin:-6px 24px 14px;font-size:15px}.tp2-tk-math{counter-reset:tk-math;margin:0;padding:0 24px 12px;list-style:none;display:grid}.tp2-tk-math-row{border-top:1px solid var(--tp2-hairline);counter-increment:tk-math;grid-template-columns:30px minmax(0,.9fr) minmax(0,1.25fr) minmax(0,auto);align-items:baseline;gap:4px 18px;padding:15px 0;display:grid}.tp2-tk-math-row:before{content:counter(tk-math);background:var(--tp2-cobalt-soft);width:26px;height:26px;color:var(--tp2-cobalt);border-radius:50%;align-self:center;place-items:center;font-size:13.5px;font-weight:700;display:inline-grid}.tp2-tk-math-label{color:var(--tp2-ink);font-size:16px;font-weight:600;line-height:1.4}.tp2-tk-math-formula{color:var(--tp2-muted);font-variant-numeric:tabular-nums;font-size:15px;line-height:1.5}.tp2-tk-math-value{color:var(--tp2-ink);font-family:var(--tp2-font-display);font-variant-numeric:tabular-nums;text-align:right;white-space:nowrap;grid-column:4;font-size:18px;font-weight:700}.tp2-tk-math-row.is-muted .tp2-tk-math-label,.tp2-tk-math-row.is-muted .tp2-tk-math-value{color:var(--tp2-muted);font-weight:500}.tp2-tk-math-row.is-total{border-top:2px solid var(--tp2-ink)}.tp2-tk-math-row.is-total:before{background:var(--tp2-navy);color:#fff}.tp2-tk-math-row.is-total .tp2-tk-math-label{font-size:17px;font-weight:700}.tp2-tk-math-row.is-total .tp2-tk-math-value{font-size:22px}.tp2-tk-math-row.is-total.tp2-tk-tone-owed .tp2-tk-math-value{color:var(--tp2-warning)}.tp2-tk-math-row.is-total.tp2-tk-tone-credit .tp2-tk-math-value{color:var(--tp2-success)}.tp2-tk-mobile-bar{display:none}@media (max-width:899px){.tp2-tk-mobile-bar{right:12px;bottom:max(12px, env(safe-area-inset-bottom));z-index:40;background:var(--tp2-navy);color:#fff;opacity:0;pointer-events:none;border-radius:16px;justify-content:space-between;align-items:center;gap:12px;padding:12px 12px 12px 18px;transition:opacity .18s,transform .18s;display:flex;position:fixed;left:12px;transform:translateY(16px);box-shadow:0 16px 40px #14243f59}.tp2-tk-mobile-bar.is-visible{opacity:1;pointer-events:auto;transform:none}}.tp2-tk-mobile-bar-copy{min-width:0;display:grid}.tp2-tk-mobile-bar-label{color:var(--tp2-tk-on-navy);font-size:13.5px;font-weight:600}.tp2-tk-mobile-bar-value{font-family:var(--tp2-font-display);font-variant-numeric:tabular-nums;font-size:22px;font-weight:800;line-height:1.2}.tp2-tk-mobile-bar-link{min-height:44px;color:var(--tp2-navy);background:#fff;border-radius:10px;flex:none;align-items:center;gap:6px;padding:0 16px;font-size:15px;font-weight:700;text-decoration:none;display:inline-flex}.tp2-tk-steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin:36px 0 0;padding:0;list-style:none;display:grid}.tp2-tk-steps>li{border:1px solid var(--tp2-hairline);border-radius:var(--tp2-radius-lg);background:#fff;grid-template-columns:auto minmax(0,1fr);gap:16px;padding:24px;display:grid}.tp2-tk-steps-num{background:var(--tp2-cobalt-soft);width:36px;height:36px;color:var(--tp2-cobalt);font-family:var(--tp2-font-display);border-radius:50%;place-items:center;font-size:17px;font-weight:800;display:inline-grid}.tp2 .tp2-tk-steps h3{color:var(--tp2-ink);font-family:var(--tp2-font-display);margin:4px 0 6px;font-size:19px;font-weight:700;line-height:1.3}.tp2 .tp2-tk-steps p{font-size:15.5px;line-height:1.6}.tp2-tk-explainer .tp2-ed-grid{margin-top:36px}.tp2 .tp2-tk-explainer .tp2-ed-num-card p{color:#46536a;font-size:15.5px;line-height:1.65}.tp2 .tp2-tk-explainer .tp2-ed-num-label{font-size:13px}.tp2-tk-faq-list{border-top:1px solid var(--tp2-hairline)}.tp2-tk-faq-list details{border-bottom:1px solid var(--tp2-hairline)}.tp2-tk-faq-list summary{color:var(--tp2-ink);font-family:var(--tp2-font-display);cursor:pointer;justify-content:space-between;align-items:center;gap:20px;padding:22px 2px;font-size:18.5px;font-weight:700;line-height:1.4;list-style:none;display:flex}.tp2-tk-faq-list summary::-webkit-details-marker{display:none}.tp2-tk-faq-list summary:hover{color:var(--tp2-cobalt)}.tp2 .tp2-tk-faq-list summary:focus-visible{outline-offset:2px;border-radius:6px;outline:3px solid #2e64d366!important}.tp2-tk-faq-chevron{color:var(--tp2-muted);transition:transform var(--tp2-transition);flex:none}.tp2-tk-faq-list details[open] .tp2-tk-faq-chevron{color:var(--tp2-cobalt);transform:rotate(180deg)}.tp2-tk-faq-answer{gap:14px;padding:0 40px 24px 2px;display:grid}.tp2 .tp2-tk-faq-answer p{color:#46536a;max-width:68ch;font-size:16.5px;line-height:1.7}.tp2-tk-faq-answer .tp2-ed-arrow-link{justify-self:start}.tp2 .tp2-tk-faq-note{margin-top:20px;font-size:14px;line-height:1.6}.tp2-tk-method-grid{grid-template-columns:minmax(0,3fr) minmax(0,2fr);gap:32px;margin:28px 0 0;display:grid}.tp2 .tp2-tk-method-label{color:var(--tp2-cobalt);letter-spacing:.08em;text-transform:uppercase;margin:0 0 12px;font-size:13px;font-weight:700}.tp2-tk-method-steps,.tp2-tk-method-out{color:var(--tp2-ink);margin:0;padding-left:22px;font-size:16px;line-height:1.6}.tp2-tk-method-steps li,.tp2-tk-method-out li{margin:0 0 10px}.tp2-tk-method-out{color:var(--tp2-muted)}.tp2 .tp2-tk-method-note{color:var(--tp2-muted);margin:20px 0 0;font-size:14px;line-height:1.5}@media (max-width:800px){.tp2-tk-method-grid{grid-template-columns:minmax(0,1fr);gap:20px}}.tp2-tk-cite-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:28px 0 0;display:grid}.tp2 .tp2-tk-cite-label{color:var(--tp2-muted);letter-spacing:.08em;text-transform:uppercase;margin:0 0 8px;font-size:13px;font-weight:700}.tp2-tk-cite-box{border:1px solid var(--tp2-hairline);border-radius:var(--tp2-radius-lg);color:var(--tp2-ink);font-family:var(--font-geist-mono,ui-monospace, 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